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Your guide to protection against fraud First published by the Competition Bureau Canada 2012 Reproduced with permission from the Australian Competition and Consumer Commission Illustrations by Pat Campbell Except as otherwise specifically noted, the information in this publication may be reproduced, in part or in whole and by any means, without charge or further permission from the Competition Bureau provided due diligence is exercised in ensuring the accuracy of the information reproduced; that the Competition Bureau is identified as the source institution; and that the reproduction is not represented as an official version of the information reproduced, nor as having been made in affiliation with, or with the endorsement of the Competition Bureau.For permission to reproduce the information in this publication for commercial purposes, please contact the: and other laws, pursues businesses and individuals who carry out deceptive marketing practices, such as false representations via telemarketing, fake lotteries, or Internet or mobile phone scams.As of July 2013, the Bureau had distributed over 14,000 printed copies and the document had been downloaded over 30,000 times.The online version now has better accessibility and had been visited over 80,000 times.This booklet debunks common myths about scams, provides helpful tips, questions to ask yourself, and many contact information for reporting a scam to the correct authority, I am grateful to the Australian Competition and Consumer Commission, who originally developed and telephone scams.We are pleased to bring you the first Canadian edition of The Little Black Book of Scams.Fake lotteries, Internet frauds, get‑rich‑quick schemes and miracle health cures are some of the favoured means of separating the unwary from their money. The Competition Bureau has seen the devastating effects scams can have on people and their families.

Since it was first published in March 2012, the booklet has been very popular from the start, being offered in print and online.You cannot be chosen as a random winner if you don't have an entry.If you want to stay on top of scams, inform yourself on how to recognize the various types of scams and protect your personal information by visiting law enforcement organizations' websites, the Canadian Anti-Fraud Centre or other reputable organizations.You cannot win money or a prize in a lottery unless you have entered it yourself, or someone else has entered it on your behalf.

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We hope this book will increase your awareness of the vast array of scams that target Canadians and share with you some easy steps you can take to protect yourself.

Scammers target people of all backgrounds, ages and income levels.

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